Asset Liability Management: Introduction

  • Asset liability management solution is a software used to manage the use of assets and cash flows to reduce an organization’s risk of loss from not paying a liability on time. An asset liability management solution is used to address the risks faced by a bank due to a disparity between liabilities and assets either due to changes in interest rates or liquidity.
  • Asset liability management solutions and services increase business profits. The solution is mainly used by the banking, financial services and insurance sector.
  • Asset liability management solutions include the management and allocation of assets, interest rate, and equity and credit risk management. It is used for optimization and management of local regulatory and capital environment.
  • Asset liability management solutions also help the BFSI sector in enterprise risk management, asset & liability treasury management, risk analytics, and liquidity risk management.
  • The global asset liability management solution market is projected to expand at a rapid pace during the forecast period, due to increasing adoption of these solutions among banking, financial services and insurance sectors across the globe.

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Global Asset Liability Management Solution Market: Dynamics

Global Asset Liability Management Solution Market: Key Drivers and Restraints

  • Increasing demand to improve efficiency, reduce risks, and enhance customer service experiences among end-users is expected to boost the asset liability management solution market during the forecast period globally.
  • Growing technological advancements and changing consumer behavior have encouraged business organizations to adopt advanced technologies such as robotics, big data, Blockchain, and artificial intelligence to transform banking processes. Demand for asset liability management solutions is likely to increase during the forecast period to cater to fast-changing market conditions.
  • Asset liability management solutions provide access of information in real-time environments, which is expected to boost their demand across the globe.
  • Rising need to handle liquidity risk management, multi-factor behavior modeling, interest rate risk management, fund transfer pricing (FTP), and balance sheet management capabilities from one platform to make better business decisions based on facts have pushed the demand for asset liability management solutions.
  • However, high cost of asset liability management solutions restricts their adoption by small-sized end-users, which is expected to hamper the asset liability management solution market during the forecast period.

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Impact of COVID-19 on the Global Asset Liability Management Solution Market

  • The COVID-19 pandemic is expected to adversely impact the global asset liability management solution market in the short term. Investment on asset liability solutions among organizations has reduced significantly due to the lockdown globally caused by COVID-19. However, businesses and people are completely dependent on online solutions or services for their essential needs, and working remotely from home, which in turn is projected to have a positive impact on the global asset liability management solution market during the forecast period. This is primarily because organizations now need to transform or reform their business processes as per new working environments or norms.

North America to Hold Major Share of the Global Asset Liability Management Solution Market

  • In terms of region, the global asset liability management solution market can be divided into North America, Europe, Asia Pacific, Middle East & Africa, and South America
  • North America dominated the global asset liability management solution market in 2019, due to the significant adoption of asset liability management solutions in the region. Increasing initiatives from governments for employees and increasing fund management requirements from customers positively impacts the demand for asset liability management solutions and services in North America.
  • The asset liability management solution market in Asia Pacific is projected to expand at a rapid pace during the forecast period. The Asia Pacific region is experiencing new technological developments in the service sector with increasing usage of Artificial Intelligence and IoT technology in China, Japan, and India. Increasing number of banking and insurance sectors in several countries drives the demand for asset liability management solutions and services.

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Global Asset Liability Management Solution Market: Competition Landscape

Several local, regional, and international players are active in the asset liability management solution market with a strong presence. Rapid technological advancements have led to opportunities in the global asset liability management solution market. Solution vendors of digital operations are focusing on inorganic growth strategies such as strategic collaborations and merger and acquisition activities with technology partners to develop innovative and advanced solutions to improve their offerings and market reach.

Key Players Operating in the Global Asset Liability Management Solution Market:

  • 3i Infotech
  • FIS Global
  • Moody's Analytics, Inc.
  • Numerical Technologies
  • Ortec Finance
  • PROTECHT
  • Quantrisk Corporation
  • SAS Institute Inc.
  • Surya Software Systems Pvt. Ltd.
  • Wolters Kluwer Financial Services, Inc.

Global Asset Liability Management Solution Market: Research Scope

Global Asset Liability Management Solution Market, by Component

  • Solution/ Platform
  • Services
    • Integration
    • Support and Maintenance

Global Asset Liability Management Solution Market, by Deployment

  • On-premise
  • Cloud

Global Asset Liability Management Solution Market, by Enterprise Size

  • Small & Medium Enterprise
  • Large Enterprise

Global Asset Liability Management Solution Market, by End-user

  • Banking Services
  • Insurance Services
  • Financial Services
  • Others

Global Asset Liability Management Solution Market, by Region

  • North America
    • U.S.
    • Canada
    • Rest of North America
  • Europe
    • Germany
    • France
    • U.K.
    • Italy
    • Rest of Europe
  • Asia Pacific
    • China
    • Japan
    • India
    • South Korea
    • Rest of Asia Pacific
  • Middle East & Africa
    • GCC
    • South Africa
    • Rest of Middle East & Africa
  • South America
    • Brazil
    • Rest of South America

Alternative Keywords:

  • Assets financial management tools
  • Risk management software

This study by TMR is all-encompassing framework of the dynamics of the market. It mainly comprises critical assessment of consumers' or customers' journeys, current and emerging avenues, and strategic framework to enable CXOs take effective decisions.

Our key underpinning is the 4-Quadrant Framework EIRS that offers detailed visualization of four elements:

  • Customer Experience Maps
  • Insights and Tools based on data-driven research
  • Actionable Results to meet all the business priorities
  • Strategic Frameworks to boost the growth journey

The study strives to evaluate the current and future growth prospects, untapped avenues, factors shaping their revenue potential, and demand and consumption patterns in the global market by breaking it into region-wise assessment.

The following regional segments are covered comprehensively:

  • North America
  • Asia Pacific
  • Europe
  • Latin America
  • The Middle East and Africa

The EIRS quadrant framework in the report sums up our wide spectrum of data-driven research and advisory for CXOs to help them make better decisions for their businesses and stay as leaders.

Below is a snapshot of these quadrants.

1. Customer Experience Map

The study offers an in-depth assessment of various customers’ journeys pertinent to the market and its segments. It offers various customer impressions about the products and service use. The analysis takes a closer look at their pain points and fears across various customer touchpoints. The consultation and business intelligence solutions will help interested stakeholders, including CXOs, define customer experience maps tailored to their needs. This will help them aim at boosting customer engagement with their brands.

2. Insights and Tools

The various insights in the study are based on elaborate cycles of primary and secondary research the analysts engage with during the course of research. The analysts and expert advisors at TMR adopt industry-wide, quantitative customer insights tools and market projection methodologies to arrive at results, which makes them reliable. The study not just offers estimations and projections, but also an uncluttered evaluation of these figures on the market dynamics. These insights merge data-driven research framework with qualitative consultations for business owners, CXOs, policy makers, and investors. The insights will also help their customers overcome their fears.

3. Actionable Results

The findings presented in this study by TMR are an indispensable guide for meeting all business priorities, including mission-critical ones. The results when implemented have shown tangible benefits to business stakeholders and industry entities to boost their performance. The results are tailored to fit the individual strategic framework. The study also illustrates some of the recent case studies on solving various problems by companies they faced in their consolidation journey.

4. Strategic Frameworks

The study equips businesses and anyone interested in the market to frame broad strategic frameworks. This has become more important than ever, given the current uncertainty due to COVID-19. The study deliberates on consultations to overcome various such past disruptions and foresees new ones to boost the preparedness. The frameworks help businesses plan their strategic alignments for recovery from such disruptive trends. Further, analysts at TMR helps you break down the complex scenario and bring resiliency in uncertain times.

The report sheds light on various aspects and answers pertinent questions on the market. Some of the important ones are:

1. What can be the best investment choices for venturing into new product and service lines?

2. What value propositions should businesses aim at while making new research and development funding?

3. Which regulations will be most helpful for stakeholders to boost their supply chain network?

4. Which regions might see the demand maturing in certain segments in near future?

5. What are the some of the best cost optimization strategies with vendors that some well-entrenched players have gained success with?

6. Which are the key perspectives that the C-suite are leveraging to move businesses to new growth trajectory?

7. Which government regulations might challenge the status of key regional markets?

8. How will the emerging political and economic scenario affect opportunities in key growth areas?

9. What are some of the value-grab opportunities in various segments?

10. What will be the barrier to entry for new players in the market?

Note: Although care has been taken to maintain the highest levels of accuracy in TMR’s reports, recent market/vendor-specific changes may take time to reflect in the analysis.

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